Making your home pretty may make you sick, too.
Thousands of homeowners in the US have been adversely affected from exposure to drywall imported from China. More than 550 million pounds of the product was brought in between 2004 and 2007 to offset the shortage caused by the real estate boom and the hurricanes that destroyed thousands of homes. Drywall is primarily used for interior walls and ceilings and typically gypsum plaster encased between thick sheets of paper
An investigation was launched by the Environmental Protection Agency (EPA) to determine if the Chinese drywall was indeed toxic, and results showed that it contained high levels of pyrite. Pyrite is an iron sulfide that is commonly referred to as “fool’s gold” because of its color, and may account for high levels of the following chemicals in affected homes:
- Carbon disulfide
- Hydrogen sulfide
- Iron disulfide
- Sulfur dioxide
- Sulfuric acid
These chemicals at significant levels can lead to adverse health effects and extensive property damage, primarily by corroding metal. Those who were exposed to these chemicals, especially sulfur, suffered nausea, breathing difficulty, eye irritation, and chest pain within hours. And because these drywalls were installed in homes, thousands of people were exposed for extended periods which led to asthma, dizziness, memory loss, irritability, chronic fatigue, insomnia, and loss of appetite.
The most affected states were those with high humidity, but any home where the contaminated Chinese drywall is installed such as those in Nashville will likely have some level of toxicity. Homeowners should replace them if they notice a rotten egg smell emanating from it or corrosion in metals in contact with a particular drywall.
According to the website of a Nashville personal injury lawyer, if your health or home has already been seriously affected by contaminated Chinese drywall, you may be able to file a claim against the responsible party. Contact a toxic exposure lawyer in your area for more information.read more
Though nobody likes to entertain the thought of needing an attorney, it is an unfortunate fact that most people will need the services of a legal professional at least once in their lifetime. As the world gets more complicated, this possibility increases. Rather than waiting until an emergency arises, establish a relationship with an attorney now. Read some tips here on how to do that.
When you truly need a lawyer who specializes in a specific field, choose one. While you may have a lawyer who you trust implicitly, they may not know enough to truly handle your case in a manner which leads to a positive outcome. Ask that lawyer for who they might recommend instead.
A lawyer who specializes in a specific issue will be an advantage for you. Specialized lawyers can be more expensive but these lawyers have extensive experience with cases like yours. You should avoid lawyers who spend most of their revenue on promoting their services and rely on their good reputation and results instead.
A good tip if you’re looking to hire a lawyer is to try to find the right lawyer for the task you need. If you’re simply wanting to draw up a contract, hiring a big shot, corporate lawyer is probably overkill and is just going to cost you a lot more.
You should establish a budget before you start looking for a lawyer. Go over your finances and assess how much you can afford to spend on a lawyer. You should not let lawyers know about your budget when you ask for quotes but this is a good way to narrow down your research. Lost of lawyers only charge you if they win your case, according to http://www.abelinjurylawyers.com, so that can be something to look for as well.
You are now aware of the need to protect yourself with legal council way before there is an urgency that leaves you vulnerable. Use the insights here to wisely choose an attorney who will have your back when the chips are down. Then relax and know that your are covered.read more
Dealing with personal injury legal matters isn’t fun, but it can help later on. You can also help others to be protected in the long run. This article is going to give you advice if you don’t know how to proceed.
When in a car accident, write down what happened as soon as you are safe to do so. For example, what you were doing when it happened, how you are hurt, what damage there is to your car, what damage there is to the other car, and what you think caused the accident or how the other driver was at fault.
Make sure that you hire an attorney that specializes in personal injury law, like those at the Abel Law Firm http://www.abellawfirm.com/practice-areas/personal-injury/. There are lawyers out there who practice several types of law. It is in your best interest to find one who only practices this type of law. It will increase your chances of success since your attorney will know exactly what he is doing.
Make sure that you gather all of the information you can from anyone that was involved in your injury. This means that you should get the addresses, names and phone numbers of the party that injured you as well as any witnesses that were on the scene. You should also take note of anything that is said during the time of the accident.
Lots of shady attorneys run lots of ads, and you should think twice about responding to them. Not only do they have poor reputations, how can you know who they truly are? You should always meet a lawyer in-person before deciding to use them for representation.
It’s in your best interests to go through the temporary difficulties of dealing with doctors and lawyers in pursuing your personal injury case. Hopefully, you are walking away from this article much more knowledgeable than when you started reading it. Avoid missing court, listen to what your lawyer says, and you should prevail.read more
Millions of people are affected by personal injury cases each year. If you have endured long hours of suffering, you certainly deserve compensation for your troubles. Knowledge is power when it comes to reaching a fair settlement. The following article was written to help you understand the personal injury settlement process and to help you seek out a fair attorney.
If you believe you may have grounds for a personal injury case, see a physician immediately. In cases where there is a pharmaceutical tort, such as with Yaz, Risperdal, or testosterone supplements, it’s important that your information be documented as soon as possible. It will be used as valuable evidence later, but by the time you have your day in court, the injuries may have healed and you will have no proof of them.
Make sure that you hire an attorney that specializes in personal injury law. There are lawyers out there who practice several types of law. It is in your best interest to find one who only practices this type of law. It will increase your chances of success since your attorney will know exactly what he is doing.
Get out of your vehicle and take photographs of the scene from several different angles. You should take pictures of your vehicle and that of the other party. This is important since it will prove the damages were not exaggerated by you or the person you got into the accident with.
Never try to negotiate with an at-fault party or their insurance company without having an attorney present. They may try to take advantage of your lack of legal knowledge to make you an unfair offer. Even if you feel like you are confident and can represent yourself, call a lawyer and have them present at the time.
When choosing a personal injury lawyer, pay special attention to the size of their firm. Generally, larger firms mean that more than one lawyer may work on your case. These are usually Associate Attorneys who are trying to gain some legal experience, while having a senior attorney oversee and make the final decisions. Smaller firms can usually provide better management by having fewer people working on a case. Feel free to ask if other attorneys will be working on your case in any firm you’re interested in.
Your attorney might be the one doing most of the work when it comes to your personal injury case, but you can still be knowledgeable. It is important that you keep in mind all of the important information that was discussed in this article. By doing so, you will ensure you are fairly compensated!read more
Unit study helps. We believe in this so strongly, that we named our website after it! But what is unit study and why does it help so much?
Studying topics in single units rather than disjointed subjects allows children to organize information in ways that make more sense to their developing minds, which haven’t yet been completely exposed to the departmental ways subjects are segmented off. For example, a unit on on the world’s deserts could include sections on desert wildlife, people who have traveled through deserts, ancient desert civilizations, weather conditions in the desert, and desert ecosystems. This comprises a “unit” on deserts that touches on a vast array of traditional “subjects.”
For more examples of units and potential lesson plans, visit this page.read more
The Social Security Administration (SSA) makes Supplementary Security Income (SSI) available to elderly people or disabled people in need of extra financial support. The amount that a person is able to receive in SSI payments depends on their location (cost-of-living), who they live with (if they have dependants), and income.
For clarification purposes, the SSA has a specific definition of “income” so that they are able to consistently calculate how much a candidate is able to receive. According to their website, the SSA defines income as “anything a person receives that can be used for food or shelter. Income includes cash, checks, and “gift” items received, such as food and shelter.” Income is split into two categories, earned and unearned. Earned income is any money previously received from employment, and unearned income is considered as benefits received from workers compensation funds, disability, etc.
Over 30 states in the United States manage SSI benefits through state administration rather than federal administration. Applications should be directed to state agencies for people applying for benefits in states that manage their own supplements. According to the website of the Chris Mayo Law Firm, consulting an attorney when applying for SSI benefits can help push the process along more efficiently. State administered SSI benefits can give beneficiaries added advantages like Medicaid and additional assistance services like the Supplemental Nutrition Assistance Programs (SNAP), formerly known as food stamps.
Texas is among the states that handle SSI payments through the state government. Since large cities like San Antonio are multi-cultural hubs, many people without citizenship frequently ask if citizenship is a requirement in order to receive SSI. Typically people must be a United States citizen, however there are some exceptions. Members of federally recognized Indian tribes, noncitizens admitted as immigrants, Cubans and Haitians admitted under the Refugee Education Assistance Act, victims of human trafficking, and Afghan and Iraqi entrants regarded as lawful permanent refugees are eligible to receive SSI benefits.read more
Losing a home is a stressful event, and it has led to divorce, families separating, and a plethora of psychological problems. But a foreclosure does not happen overnight. An article on the website of Cedar Rapids-based law firm Hong Law, PLC, reminds homeowners that there are legal ways to avoid a foreclosure given the proper advice.
It is no secret that home foreclosures are widespread in the US, although it is currently on a downward trend. This could partly be due to the aggressive foreclosure defense strategies that homeowners are using to protect the assets that they have accumulated through hard work.
One of the most commonly utilized foreclosure defense strategies is bankruptcy. There are several types of bankruptcy that could apply to a specific individual facing foreclosure. This includes Chapter 13 bankruptcy, which is essentially a restructuring program, and Chapter 7 bankruptcy, which is largely debt forgiveness. A foreclosure defense lawyer can help determine which type of bankruptcy would best suit the circumstances of the debtor, but the priority is to avoid foreclosure of the home.
Another foreclosure defense strategy is mortgage modification. There are federal and state programs which are designed to help distressed homeowners avoid losing their home by motivating lenders to agree to change the terms of the mortgage that will give homeowners a chance to recover.
It may also happen that certain lenders may not have been dealing fairly with their clients to the extent that they are violating some aspect of the Truth in Lending Act. It would be wise to have a foreclosure defense lawyer check out the mortgage agreement for any evidence of this.
The worst thing a homeowner who is facing foreclosure can do is to do nothing until it is too late. There is no profit in wallowing in self-pity; what is needed is positive action. Get a professional to assess your situation and see what you can do to stop foreclosure in its tracks.read more
A teenager recently developed a system for a science fair that would calculate the possibility and intensity of traumatic brain injury in the aftermath of a car accident.
In the International Science and Engineering Fair held in Phoenix, Arizona, 16-year-old Justin Krell who lives in Plankinton, South Dakota, presented the prototype for a system that would track a person’s head movement at the time of a car accident. This would enable the calculation of the possibility of concussion. The system is called HardHit, and uses an accelerometer, infrared proximity sensor and microcontroller which together provide the data to measure the forces that impinged on a car passenger at the time of impact.
The system is based on the Arduino system which stores the information in a MicroSD card. The data can be used by medical care professionals to help in the diagnosis of possible traumatic brain injury such as concussion. HardHit is an in-vehicle device which is currently placed directly behind where the driver’s head would be. The system is still being improved to make the information available to first responders as well as for compatibility with other onboard systems such as OnStar from General Motors.read more
Few people understand how easy it is to make medical errors that can lead to serious brain injuries. It can be a case of too much, too little, too soon, or too late for many cases and may be due to negligence, miscommunication or fatigue. Costs often go beyond hospitalization and critical care; in most cases, lifetime special care is required.
Health care professionals are human beings with the same physical and mental limitations of ordinary people, but this realization does not absolve them from the duty of care towards their patients that is expected of them. According to the website of Jeff Sampson, breaching this duty can render them liable for personal injury lawsuits. Specifically, medical malpractice lawsuits. These suits involve accusations that are often difficult to prove, but also offer generally high settlements, since they’re the result of egregious failures of a medical institution’s duty of care.
One of the most common reasons for brain injury in both adults and children which is not traumatic i.e. physical blow in nature is hypoxia and anoxia. Hypoxia is depletion of oxygen in tissue; anoxia is the complete absence of oxygen. If the brain receives too little oxygen, this is called cerebral hypoxia. If no oxygen is getting to the brain at all, it is cerebral anoxia. When a medical procedure or treatment inadvertently causes the oxygen flow to the brain to decrease or cease over a certain period of time, brain cells die, causing brain damage. Even if the oxygen flow is brought back to normal, the brain injury and consequent effects are usually permanent.
The most vulnerable to this type of injury are newborns. Medical errors that lead to brain injuries in neonates include delayed removal of airway obstructions and failure to provide necessary medical attention to pre-term babies with underdeveloped lungs. Adults suffering from a stroke may have more extensive brain injuries than they should have if they had been diagnosed and treated promptly.
It is possible to injure the brain in other ways, such as the use of too much labor-inducing Pitocin, or too much anesthesia during surgery. While there is no intent to harm, the health care professional is still liable for any damages that may accrue to the victim in a personal injury lawsuit. If someone close to you has suffered brain injuries due to medical errors, consult with a personal injury lawyer in your area for advice and assistance.read more
The incidence of workplace injuries by state affects the ranking of that state in terms of workers’ comp premiums. States with a high incidence of workers’ comp claims have higher premium rates, computed on a per $100 salary. For example, in 2012 Alaska has the highest premiums at $3.97 for every $100. The lowest is North Dakota, where covered employers only pay $1.08 for every $100 paid to its employees. New Jersey is ranked 16th at $2.66 per $100 while Minnesota is 24th at $2.33.
In general, covered employers in the US are required to provide adequate workers’ comp insurance. This is according to the website of Minnesota-based Robert Wilson & Associates, a workers’ comp law firm. Failure to do so render the employers directly liable for expenses related to workplace injuries of its employees.
The benefits that workers actually get depends on state statute, however, so location matters when it comes to claiming for workers’ compensation. In New Jersey, for example, the weekly benefits under workers’ comp insurance is pegged at not more than 75% of the Statewide Average Weekly Wage (SAWW) but not less than 20%, depending on the nature of the claim, the injury and other factors. The SAWW for New Jersey is currently $1,101.89 for all workers. In comparison, Minnesota pegs workers’ comp wage benefits at not more than 50% and not less than 20% of the SAWW, which is currently $945.00.
Because the statutes regarding work injuries that lead to workers’ comp claims are quite complex and difficult for a layperson to understand, most employees are not aware of how their benefits are computed, and trust blindly to what insurers tell them. That is a sure way to get shortchanged. Based on an article on the website of Hull & Zimmerman, P.C., many claimants fail to receive the full range of benefits as mandated by workers’ comp laws because they are unaware of their entitlement. This can have a significant effect on the welfare and health of the injured or disabled worker, and should not happen.
Workers’ comp is something that many employees take for granted until they suffer from workplace injuries. If that happens, the best way to get the full measure of workers’ comp is to engage aggressive and knowledgeable legal representation.read more